{"id":496,"date":"2023-05-22T15:23:37","date_gmt":"2023-05-22T07:23:37","guid":{"rendered":"http:\/\/www.sobiin.com\/?p=496"},"modified":"2023-05-22T15:23:37","modified_gmt":"2023-05-22T07:23:37","slug":"%e6%9d%ad%e5%b7%9e%e4%bf%a1%e7%94%a8%e5%8d%a1%e4%bb%a3%e8%bf%98%e5%9e%ab%e8%bf%98%e5%88%b7%e5%8d%a1%e4%bf%a1%e7%94%a8%e5%8d%a1%e5%a5%97%e7%8e%b0%e6%9d%ad%e5%b7%9e%e8%8a%b1%e5%91%97%e5%a5%97%e7%8e%b0","status":"publish","type":"post","link":"https:\/\/www.sobiin.com\/?p=496","title":{"rendered":"\u676d\u5dde\u4fe1\u7528\u5361\u4ee3\u8fd8\u57ab\u8fd8\u5237\u5361\u4fe1\u7528\u5361\u5957\u73b0\u676d\u5dde\u82b1\u5457\u5957\u73b0\u516c\u53f8"},"content":{"rendered":"

\u4fe1\u7528\u5361\u4f7f\u7528\u8fc7\u7a0b\u4e2d\uff0c\u5f88\u591a\u5361\u53cb\u7ecf\u5e38\u4f1a\u9047\u89c1\u5404\u79cd\u5404\u6837\u7684\u4fe1\u7528\u5361\u201c\u589e\u503c\u201d\u4e1a\u52a1\uff0c\u5982\uff1a\u53d6\u73b0\u3001\u5206\u671f\u3001\u6700\u4f4e\u8fd8\u6b3e\u3001\u900f\u652f\u7b49\u3002\u8fd9\u4e9b\u4e1a\u52a1\u662f\u94f6\u884c\u9488\u5bf9\u4fe1\u7528\u5361\u6301\u6709\u4eba\u9664\u6b63\u5e38\u5237\u5361\u6d88\u8d39\u5916\u7684\u4e00\u4e9b\u7279\u6b8a\u4e1a\u52a1\uff0c\u4e3b\u8981\u6ee1\u8db3\u6d88\u8d39\u8005\u7684\u5404\u79cd\u9700\u6c42\u3002\u4f46\u662f\u8fd9\u4e9b\u4e1a\u52a1\u4e2d\uff0c\u67d0\u4e9b\u4e1a\u52a1\u6240\u4ea7\u751f\u7684\u8d39\u7528\u5374\u8ba9\u4eba\u96be\u4ee5\u63a5\u53d7\uff0c\u4eca\u5929\u6211\u4eec\u5c31\u6765\u76d8\u70b9\u4e00\u4e0b\u4fe1\u7528\u5361\u6536\u8d39\u7684\u51e0\u5927\u4e1a\u52a1\uff0c\u770b\u770b\u5927\u5bb6\u6709\u6ca1\u6709\u201c\u6df1\u53d7\u5176\u5bb3\u201d\u3002<\/p>\n

\u676d\u5dde\u4fe1\u7528\u5361\u5957\u73b018868412958\u5fae\u4fe1\u3011\u676d\u5dde\u4fe1\u7528\u5361\u5957\u73b0\uff0c\u676d\u5dde\u82b1\u5457\u5957\u73b0\uff0c\u676d\u5dde\u767d\u6761\u5957\u73b0\uff0c\u676d\u5dde\u54ea\u91cc\u4fe1\u7528\u5361\u5957\u73b0\uff0c\u676d\u5dde\u54ea\u91cc\u6709\u4fe1\u7528\u5361\u5957\u73b0\u670d\u52a1\u4e8e\u676d\u5dde\u4fe1\u7528\u5361\u5957\u73b0\u533a\u57df\uff1a\u4e0b\u57ce\u533a\u5957\u73b0\uff0c\u4e0a\u57ce\u533a\u5957\u73b0\uff0c\u8427\u5c71\u533a\u5957\u73b0\uff0c\u6ee8\u6c5f\u533a\u5957\u73b0\uff0c\u4f59\u676d\u533a\u5957\u73b0\uff0c\u897f\u6e56\u533a\u5957\u73b0\uff0c\u4e0b\u6c99\u4fe1\u7528\u5361\u5957\u73b0\u6587\u5316\u6587\u5316\u5e7f\u573a\u4fe1\u7528\u5361\u5957\u73b0\uff0c\u6b66\u6797\u5e7f\u573a\u4fe1\u7528\u5361\u5957\u73b0\uff0c\u676d\u5dde\u4e07\u8fbe\u5e7f\u573a\u4fe1\u7528\u5361\u5957\u73b0\uff0c\u62f1\u5885\u533a\u5957\u73b0\uff0c\u676d\u5dde\u897f\u6e56\u4fe1\u7528\u5361\u5957\u73b0\u3002\u5206\u671f\u624b\u7eed\u8d39<\/p>\n

\"\"<\/p>\n

\u4fe1\u7528\u5361\u5206\u671f\u4e3b\u8981\u6307\u6d88\u8d39\u5206\u671f\u548c\u8d26\u5355\u5206\u671f\uff0c\u5f88\u591a\u94f6\u884c\u7ecf\u5e38\u4f1a\u505a\u201c\u514d\u606f\u201d\u7684\u5206\u671f\u7684\u4fc3\u9500\u6d3b\u52a8\uff0c\u53ef\u4e8b\u5b9e\u4e0a\uff0c\u514d\u606f\u4e0d\u514d\u8d39\uff0c\u5f88\u591a\u5361\u53cb\u56e0\u4e3a\u4e0d\u4e86\u89e3\u8fd9\u5176\u4e2d\u7684\u5e38\u8bc6\u56e0\u6b64\u7eb7\u7eb7\u201c\u5165\u5751\u201d\u3002\u5f80\u5f80\u5f53\u6301\u5361\u4eba\u6709\u5927\u989d\u6d88\u8d39\u548c\u5927\u989d\u8d26\u5355\u65f6\uff0c\u94f6\u884c\u4e00\u822c\u90fd\u4f1a\u53d1\u9001\u5355\u7b14\u6d88\u8d39\u5206\u671f\u548c\u8d26\u5355\u5206\u671f\u7684\u77ed\u4fe1\u63d0\u793a\uff0c\u8c8c\u4f3c0.7%\u5de6\u53f3\u7684\u624b\u7eed\u8d39\u5e76\u4e0d\u9ad8\uff0c\u8fd8\u6ca1\u6709\u5229\u606f\uff0c\u771f\u6709\u8fd9\u4e48\u597d\u7684\u4e8b\u60c5\uff1f\u53ef\u662f\u8fd9\u91cc\u5927\u5bb6\u5ffd\u7565\u4e86\u4e00\u4e2a\u95ee\u9898\uff0c\u6211\u4eec\u770b\u89c1\u7684\u8d39\u7387\u5e76\u975e\u771f\u5b9e\u8d39\u7387\u3002<\/p>\n

\u5bf9\u4e8e\u6708\u8d39\u7387\u5f88\u591a\u4eba\u6ca1\u4ec0\u4e48\u6982\u5ff5\uff0c\u4e00\u822c\u4f1a\u9a6c\u4e0a\u8ba1\u7b97\u51fa\u201c\u5e74\u5229\u7387\u201d0.72%*12=8.64%\uff0c\u8c8c\u4f3c\u5e76\u4e0d\u9ad8\u3002\u53ef\u771f\u662f\u8fd9\u6837\u5417\uff1f<\/p>\n

\u4e3a\u4e86\u5f04\u6e05\u695a\uff0c\u8fd9\u91cc\u6211\u4eec\u5949\u4e0a\u771f\u5b9e\u5e74\u5229\u7387\u8ba1\u7b97\u516c\u5f0f\uff1a\u5e74\u5229\u7387=\u5355\u671f\u624b\u7eed\u8d39\u7387*\u5206\u671f\u6570\/\uff08\u5206\u671f\u6570+1\uff09*24\uff0c0.72%\u7684\u5229\u7387\u5206\u671f\u8ba1\u7b97\u4e0b\u6765\uff0c\u5e74\u5229\u7387\u4e3a\uff1a0.72%*12\/\uff0812+1\uff09*24=15.95%\uff0c\u8fd9\u6837\u4f60\u8fd8\u89c9\u5f97\u4f4e\u5417\uff1f<\/p>\n

\u5f88\u591a\u4eba\u5bb9\u6613\u628a\u4fe1\u7528\u5361\u53d6\u73b0\u548c\u4fe1\u7528\u5361\u5957\u73b0\u6df7\u4e3a\u4e00\u8c08\uff0c\u53d6\u73b0\u5b9e\u9645\u4e0a\u662f\u4fe1\u7528\u5361\u672c\u8eab\u56fa\u6709\u7684\u529f\u80fd\u4e4b\u4e00\uff0c\u662f\u5f53\u6025\u9700\u8d44\u91d1\u65f6\uff0c\u6301\u5361\u4eba\u53ef\u4ee5\u901a\u8fc7ATM\u673a\u76f4\u63a5\u4f7f\u7528\u4fe1\u7528\u5361\u63d0\u53d6\u73b0\u91d1\u7684\u4e00\u79cd\u4e1a\u52a1\u3002\u800c\u5957\u73b0\u5219\u662f\u6307\u6301\u5361\u4eba\u4e3a\u4e86\u89c4\u907f\u94f6\u884c\u6536\u53d6\u624b\u7eed\u8d39\u901a\u8fc7\u7279\u6b8a\u624b\u6bb5\uff08\u4e0d\u901a\u8fc7ATM\u673a\uff09\u5957\u53d6\u5361\u5185\u8d44\u91d1\u7684\u4e00\u79cd\u8fdd\u6cd5\u884c\u4e3a\u3002\u867d\u7136\u53d6\u73b0\u5c5e\u4e8e\u6b63\u5e38\u884c\u4e3a\uff0c\u4f46\u4e00\u822c\u8981\u6536\u53d6\u53d6\u73b0\u91d1\u989d1%-3%\u4e0d\u7b49\u7684\u624b\u7eed\u8d39\u3002\u53e6\u5916\uff0c\u5982\u679c\u4e0d\u53ca\u65f6\u8fd8\u6b3e\uff0c\u8fd8\u4f1a\u6309\u71670.05%\u7684\u65e5\u606f\uff0c18.25%\u7684\u5e74\u5229\u7387\u6765\u6536\u53d6\u5229\u606f\u3002\u76f8\u5bf9\u4e8e\u5176\u4ed6\u4fe1\u8d37\u4ea7\u54c1\u6765\u8bf4\uff0c\u8fd9\u5df2\u7ecf\u662f\u975e\u5e38\u9ad8\u7684\u8d39\u7528\u4e86\u3002<\/p>\n

\u73b0\u5b9e\u4e2d\uff0c\u5f88\u591a\u670b\u53cb\u5fd8\u8bb0\u8fd8\u6b3e\u6216\u8d44\u91d1\u7d27\u5f20\u9020\u6210\u903e\u671f\u7684\u60c5\u51b5\u5e76\u4e0d\u5c11\u89c1\uff0c\u5f88\u591a\u4eba\u8ba4\u4e3a\u903e\u671f\u53ea\u4f1a\u5bf9\u5f81\u4fe1\u4ea7\u751f\u5f71\u54cd\uff0c\u53ef\u5b9e\u9645\u4e0a\u9664\u4e86\u5f81\u4fe1\u6c61\u70b9\u5916\uff0c\u6211\u4eec\u540c\u65f6\u8fd8\u8981\u627f\u62c5\u9ad8\u989d\u7684\u903e\u671f\u5229\u606f\uff0c\u4e5f\u79f0\u6ede\u7eb3\u91d1\u3002\u5bf9\u4e8e\u903e\u671f\u5229\u606f\uff0c\u5927\u90e8\u5206\u94f6\u884c\u7684\u89c4\u5b9a\u90fd\u5dee\u4e0d\u591a\uff0c\u7b2c\u4e00\uff0c\u8ba1\u606f\u65e5\u671f\u662f\u4ece\u6d88\u8d39\u6b21\u65e5\u8d77\u6309\u6bcf\u5929\u4e07\u5206\u4e4b\u4e94\u8ba1\u7b97\u7684\uff0c\u5e76\u975e\u4ece\u8d26\u5355\u65e5\u5f00\u59cb\u7b97\uff1b\u7b2c\u4e8c\uff0c\u91c7\u7528\u5229\u6eda\u5229\u6a21\u5f0f\u3002\u53e6\u5916\uff0c\u9884\u671f\u4e4b\u540e\uff0c\u5982\u679c\u4e0d\u80fd\u5168\u989d\u8fd8\u6b3e\uff0c\u5c06\u4e0d\u518d\u4eab\u6709\u514d\u606f\u671f\uff0c\u90fd\u8981\u7edf\u7edf\u6309\u7167\u5b9e\u9645\u4ea4\u6613\u65e5\u5230\u6700\u7ec8\u8fd8\u6b3e\u65e5\u4e4b\u95f4\u7684\u65f6\u95f4\u6bb5\u6765\u8ba1\u7b97\u5229\u606f\u3002\u5982\u6b64\u770b\u6765\uff0c\u903e\u671f\u4ea7\u751f\u7684\u5229\u606f\uff0c\u5c06\u4f1a\u662f\u6240\u6709\u6536\u8d39\u4e2d\u6700\u9ad8\u7684\u4e00\u4e2a\u3002<\/p>\n

\u7efc\u4e0a\u6240\u8ff0\uff0c\u4fe1\u7528\u5361\u7684\u6536\u8d39\u9879\u76ee\u4e00\u822c\u90fd\u4e0d\u662f\u6211\u4eec\u60f3\u8c61\u4e2d\u90a3\u4e48\u597d\uff0c\u5728\u6ca1\u5f04\u6e05\u695a\u7684\u60c5\u51b5\u4e0b\u5efa\u8bae\u9002\u5f53\u89c4\u907f\u662f\u6700\u597d\u7684\u65b9\u6cd5\uff0c\u5982\u679c\u786e\u5b9e\u6709\u6b64\u9700\u6c42\uff0c\u5efa\u8bae\u8be6\u7ec6\u53c2\u8003\uff0c\u5408\u9002\u9009\u62e9\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4fe1\u7528\u5361\u4f7f\u7528\u8fc7\u7a0b\u4e2d\uff0c\u5f88\u591a\u5361\u53cb\u7ecf\u5e38\u4f1a\u9047\u89c1\u5404\u79cd\u5404\u6837\u7684\u4fe1\u7528\u5361\u201c\u589e\u503c\u201d\u4e1a\u52a1\uff0c\u5982\uff1a\u53d6\u73b0\u3001\u5206\u671f\u3001\u6700\u4f4e\u8fd8\u6b3e\u3001\u900f\u652f\u7b49\u3002\u8fd9\u4e9b\u4e1a\u52a1\u662f\u94f6\u884c\u9488\u5bf9\u4fe1\u7528\u5361\u6301\u6709\u4eba\u9664\u6b63\u5e38\u5237\u5361\u6d88\u8d39\u5916\u7684\u4e00\u4e9b\u7279\u6b8a\u4e1a\u52a1\uff0c\u4e3b\u8981\u6ee1\u8db3\u6d88\u8d39\u8005\u7684\u5404\u79cd\u9700\u6c42\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-496","post","type-post","status-publish","format-standard","hentry","category-zhuanti"],"_links":{"self":[{"href":"https:\/\/www.sobiin.com\/index.php?rest_route=\/wp\/v2\/posts\/496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sobiin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sobiin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sobiin.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sobiin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=496"}],"version-history":[{"count":1,"href":"https:\/\/www.sobiin.com\/index.php?rest_route=\/wp\/v2\/posts\/496\/revisions"}],"predecessor-version":[{"id":498,"href":"https:\/\/www.sobiin.com\/index.php?rest_route=\/wp\/v2\/posts\/496\/revisions\/498"}],"wp:attachment":[{"href":"https:\/\/www.sobiin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sobiin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sobiin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}